Use of the service
The calculator is provided free of charge for personal, informational planning purposes.
No legal advice
Nothing on this website is legal, financial or HR advice. Always confirm your entitlement with your employer or the relevant authority.
Accuracy
We aim to keep country rules accurate and link to official sources, but laws change and we cannot guarantee that any result is complete or current.
Liability
To the extent permitted by law, we are not liable for decisions made based on the calculator results.
Changes
We may update these terms from time to time. Continued use of the site means you accept the latest version.